Source: Kevin Schmidt
A new study from the Workers Compensation Research Institute (WCRI) took a deeper look at a growing trend – whether more employees injured at work are filing workers’ compensation claims to avoid the high deductibles in group insurance plans.
The study concluded that workers with a higher remaining deductible more often will choose to file a workers’ compensation claim. That number is even higher for injured workers with soft tissue conditions (sprains, strains and more). The study cites an increase of 5.3 percent in workers’ compensation claim volume when workers have a remaining deductible of $550 (the average). Read the full study.
To help reduce these claims, employers can consider implementing an onsite physical therapy program. These programs offer several advantages:
To find out if an onsite program is a fit for your company, contact WorkWell today. We’ve identified criteria for a good fit as well as a data model to see if the numbers make sense.